PRIVATE BANKING @ Investment @ Financial Services. We provide exclusive investment-related advice and goes beyond managing investments

RISK TECHNOLOGY & INVESTMENT BANKING as follows: Risk Technology & Professional Certifications and Corporate Finance & Benefits Insurance. RISK TECHNOLOGY & BENEFITS INSURANCE: Management Consulting & Risk Technology. Risk Technology for Insurance, Financial Assurance & Investment Institute (PIB Institute). CORPORATE FINANCE & BUSINESS ADVISORS are as follows: Cash management & treasury services, Merger acquisition for business & proper, Employers services, Stock brokerage & investment funds, Transactions & capital management services (Private & investment banking services), Corporate Benefits Insurance.

BENEFITS TECHNOLOGY & ACTUARIAL SERVICES as follows: EMPLOYEE BENEFITS & ACTUARIAL SERVICES are as follows: Human Capital Advisory, Compensations & Benefits consulting, Group Retirement Plans solutions, Outsourcing, Investment consulting. HUMAN CAPITAL & INSURANCE RESEARCH are as follows, Advisory Services: Develop findings, conclusions and recommendations to be considered and decided by clients (strategic planning, etc.). Actuarial Services: Accounting & actuarial services, pricing, reserving, asset & liability management, dividend & capital management. Financial & Insurance Training Services.



Certified Private Banker®

Certified Investment Banker®

PIB INSTITUTE is Private & Investment Bankers Professional Certification Education Centre: Private & Investment Bankers Association® (CPB® & CIB®), we have experienced trainers & professionals in financial services & investment industry who will give the best understandings and increase the Quality of Human Resources of Financial Assurance & Investment Companies, and to give the best preparations for financial services & investment industry professions examinations.

Europeen Actuarial Training & Education: European Actuarial Training & Education for Students who wants to take European Actuaries Certification.

In Partnership with ADDACTIS WW European Belgium Risk Technology & Insurance Company, Private & Investment Bankers Association® (CPB® & CIB®), Financial Services Institutions, Financial Services Professional Associations, and Universities, we deliver In-House Training and Public Training with Focusing in Financial Assurance & Investment Sciences Materials.

Corporate Strategic Partners:  CREDIT AGRICOLE BANK GROUPE, ADDACTIS® WW, ING BANK GROEP, ALLIANZ GRUPPE, DBS, OCBC NISP, UOB, CIMB Niaga, Bank BCA, Mandiri, BNI, Permata, Danamon, BCA Finance, Indosurya Finance, BFI Finance 


 Risk Technology  & Bancassurance Financial   


 Dutch Belgium France Risk Technology for Insurance : We have experienced professionals & software who serve risk management & software solutions business clients on Management consulting, IFRS 17@IFRS 9@IAS implementations & consulting, Worldwide risk insurance & software solutions, Reporting IFRS 17@IFRS 9@IAS implementations & consulting, Appraisal & embedded valuation, Software & actuarial solutions, Life insurance@Nonlife insurance@Health insurance companies software, and Human resources technology as follows:      

Typical our services:

Management consulting
  • We are helping companies and organizations to improve their risk management & software solutions performance.
  • We have excellence analytical skills for risk management & software solutions.
  • We provide external advice benefits.
  • We provide industry 'best practice' in risk management & software solutions.
  • We have consultants with specialized expertise in risk management & software solutions, Worldwide actuarial software, Big capacity and performance driven actuarial software, compliant, IT integration.
IFRS@IAS@FRS@USGAAP implementations & consulting
  • IFRS 17 & 9 Implementations
  • IFRS, IAS, FRS & USGAAP actuarial, risk & insurance related implementations
  • Accounting & Actuarial post retirements, long service awards and other employee benefits under IAS 19, FRS 17, FASB 87@88@106@132@158, pension cost consulting & solutions.
  • Insurance contracts under IFRS 4 (reserve valuation).
  • IFRS 2 share-based payment (employee stock options valuation)
  • IFRS 3 business combination (goodwill valuation), IFRS 36 impairment of assets (goodwill valuation).
  • IFRS@IAS@FAS@FRS@USGAAP standards for the purpose of routine financial reporting, IPO, M&A, Corporate actions, Others.
ADDACTIS WW Asia Dutch Belgium France Risk Technology for Insurance
  • Pricing software: Our advanced pricing definition solution.
  • Reserving software: The new generation reserving software under local, international and Solvency II GAAPS.
  • Reporting software
  • Modeling software: The new standard for modeling and risk management in (re)insurance.
  • Advanced appraisal & embedded valuation software.
  • Software & Actuarial solutions for your insurance & reinsurance company.
  • One software: Our solutions to define quantitative and qualitative regulatory reports in One click.
  • Workflow software: Your powerful platform designed to structure and automate all insurance processes in a single framework, ensuring full auditibility.
European Chief Actuary (Expatriate Actuaries)
  • Leading in the execution of actuarial strategic projects, start from pricing, valuation, experience, assumption setting to modeling.
  • Leading expert for modeling and modeling control: 1. Develop and enhance the models for various purposes in actuarial functions, 2. Establish and improve modeling governance process
  • Colaborate with Regional Office & Headquarter for modeling governance
  • Lead projects teams to perform business challanges
  • Deploy  ADDACTIS®, LAG®, Prophet®, MoSes®, Etc.  actuarial machines
  • Merger & Acquisition (Corporate Finance & Invesment Banking)
  • Financial modeling for srategic initiatives, such as: new partnership, new distribuion channels, distribution compensation planning, etc.
  •  LAG®  actuarial machines for Employee Benefits & Human Capital.
  •  LAG®  actuarial machines for Financial Insurance & Investment Valuation.
HC & Finance departments software solutions
  • The implementation of Human resources technology to facilitate Human capital management.
  • Steering.
  • Modeling of occupational risks.
  • Specific purposes Human resources software.
  • The implementation of finance departments technology to facilitate Finance management.


 Investment Banking  & Corporate Property

We have experienced professionals who serve Financial Property & Merger Acquisition business clients on Structured Finance, International Trading & Export Financing, Commodities Financing, Corporate Banking, Fixed Income & Foreign Exchanged, Issuance of Bonds and Advisory, Business & Property Merger Acquisition, corporate finance & investment banking, excellence business & shares valuation software, treasury & cash management services, commercial property & employer services, insurance broking & business partners.

Merger Acquisition & Financial Property:

Corporate & Investment Banking Business  
  • Corporate Strategic Partners:  CREDIT AGRICOLE BANK GROUPE, ING BANK GROEP, ALLIANZ GRUPPE, DBS, OCBC NISP, UOB, CIMB Niaga, Bank BCA, Mandiri, BNI, Permata, Danamon, BCA Finance, Indosurya Finance, BFI Finance 
  • Structured Finance (Financing project for Energy industry and Infrastructure, Aviaion, Cruise, Telecomunication and Acquisition Financing)
  • International Trading & Export Financing
  • Commodities Financing,
  • Corporate Banking,
  • Fixed Income & Foreign Exchanged,
  • Issuance of Bonds and Advisory,
  • Merger Acquisition for Active Assets: Business, Factory, Hospitals, Hotels, and Malls.

Transactions & capital management services    

  • Corporate Finance & Investment Banking, Merger & Acquisition, Looking for funding sources, Profit-sharing policy to shareholders, Debt restructuring, Fairness opinion, Business law.
  • Business & share valuation services: Excellent business & shares valuation software, Feasibility study, Enterprise investment decision making with the goal of finding investment-worthy projects and raising company value, Support on accountancy-taxation-pension works.
  • Corporate banking, Loans and other credit products, Equipment lending, Trade finance.
  • Investment consulting: Investment objectives and asset allocation strategies appropriates to the objectives, taking into accounts the particular scheme's liabilities, analyze and monitor investment performance, advice on selection of investment managers.
Cash management & treasury services    
  • Financial loans, working capital, and currency conversion requirements.

Employers services

  • Employers services: payroll, group retirement plans, others.
Stock brokerage & investment funds
  • Stock & investment.


Pension, Risk Management & Insurance:

  • Pension fund financial institution (DPLK)
  • Risk Management for Energy Industry: Operational risk management (safety case), Hazard identification and risk assessment tools & technics, ISO, Health safety and environtment, Risk assessment.
  • Life & health insurance protections
  • General insurance protections
  • Automatic income network & package financeassurance


Global expertise & Local solutions 


Risk Technology  Banking 

PBI Institute | Bank Indonesia | OJK | Departemen Keuangan | IAPI

By Utama Kreatif