PRIVATE BANKING @ Investment @ Finance Services. We provide exclusive investment-related advice and goes beyond managing investments

FINANCE & RISK MANAGEMENT as follows: Corporate Finance & Business Services and Risk Management & Insurance Solutions. CORPORATE FINANCE & BUSINESS SERVICES are as follows: Corporate Finance & Investment Accounting, Treasury & Cash Management Services, Commercial Finance & Real Estates, Employers Services, Insurance Business Partners & Brokerage. RISK MANAGEMENT & INSURANCE SOLUTIONS: Management consulting, IFRS @ IAS @ FRS @ USGAAP implementations & consulting, European WW Risk Insurance Solutions, Life@Nonlife@Health Insurance companies software, Human Resources technology, Risk Management of Energy Industry.

ADVISORY & HUMAN CAPITAL BENEFITS as follows: ADVISORY & ACTUARIAL SOLUTIONS are as follows, Advisory services: Develop findings, conclusions and recommendations to be considered and decided by clients (strategic planning, etc.). Actuarial Solutions: Accounting & actuarial services, pricing, reserving, asset & liability management, dividend & capital management. Training Services: private & investment banking, employee benefits & human resources, insurance & risk management, pension, finance investment & insurance professions (exams preparations). HUMAN CAPITAL & BENEFITS are as follows: Human Capital Advisory, Compensations & Benefits consulting, Group Retirement Plans solutions, Outsourcing, Investment consulting.

Management Partners

Mr. Ricky Leonard is Management Partners RLS CORP. He is financier & actuary. He has capability, experience and integrity in the field of Transaction & Finance Management Services (Private & Investment Banking), European WW Risk Management & Insurance Solutions Belgium, Advisory & Actuarial Solutions, Human Capital & Benefits, and Life insurance @ Wealth management @ WW Reinsurance, for 25 years including in the following Companies: 

Finance & Risk Management Services   


  • RLS Transaction & Finance Management Services (Private & Investment Banking)-Commissioner


  • Leonhaan Risk Management & Insurance Solutions, Partner ADDACTIS® Worldwide Risk Insurance Solutions Company Belgium-CEO

Advisory & Human Capital Benefits  


  • RLJ Advisory & Human Capital Benefits-Commissioner

Life insurance@Wealth management@Reinsurance 


  • ING Life Insurance (subsidiary of ING Bank Group plc Netherlands WW), Astra Jardine CMG Life Insurance (JV of Commonwealth Bank Group plc Australia Asia Pacific and Jardine Astra International plc Singapore Asia Pacific), AJBN Life Insurance (subsidiary of Bank BDNI Indonesia), and Maskapai Reasuransi Indonesia plc Indonesia.

He has advance/master's degrees in the field of Finance & Risk Management and Advisory & Human Capital Benefits:

International advance


  • Corporate Finance & Embedded Valuation in Global Multinational insurance companies (from IAA The Institute of Actuaries of Australia)
  • Risk Management & Insurance Solutions (from Prophet FIS Sungard plc USA WW)
  • Risk Management & Insurance Solutions (from TAS Tillinghast Towers Perrin plc England WW)

National advance


  • Fellow of Society of Actuaries of Indonesia-FSAI (from PAI The Society of Actuaries of Indonesia)
  • Investment Management-WAPERD (from APRDI)
  • Qualified Insurance Practitioner-QIP (from AAMAI The Insurance Institute of Indonesia)
  • Associate Life Office Expert-AAAIJ (from AAMAI The Insurance Institute of Indonesia)
Are the highest degrees and currently only a limited number of people in the world (in Indonesia no more than 300 people).

He has university education background in banking management & actuarial from University of Indonesia, and many participations in various seminars, trainings and workshops as speaker or participant for Banking Insurance & Finance and Human Capital & Risk Management as well.


Banking Risk Management

By Utama Kreatif