PRIVATE BANKING @ Investment @ Financial Services. We provide exclusive investment-related advice and goes beyond managing investments

RISK TECHNOLOGY & INVESTMENT BANKING as follows: Risk Technology & Professional Certifications and Corporate Finance & Benefits Insurance. RISK TECHNOLOGY & BENEFITS INSURANCE: Management Consulting & Risk Technology. Risk Technology for Insurance, Financial Assurance & Investment Institute (PIB Institute). CORPORATE FINANCE & BUSINESS ADVISORS are as follows: Cash management & treasury services, Merger acquisition for business & proper, Employers services, Stock brokerage & investment funds, Transactions & capital management services (Private & investment banking services), Corporate Benefits Insurance.

BENEFITS TECHNOLOGY & ACTUARIAL SERVICES as follows: EMPLOYEE BENEFITS & ACTUARIAL SERVICES are as follows: Human Capital Advisory, Compensations & Benefits consulting, Group Retirement Plans solutions, Outsourcing, Investment consulting. HUMAN CAPITAL & INSURANCE RESEARCH are as follows, Advisory Services: Develop findings, conclusions and recommendations to be considered and decided by clients (strategic planning, etc.). Actuarial Services: Accounting & actuarial services, pricing, reserving, asset & liability management, dividend & capital management. Financial & Insurance Training Services.


 LAG FINANCIAL (LEONWHITE FINANCIAL)  is Banking Financial & Technology Company. LAG FINANCIAL (Leonwhite Asiaeuro Groupe Financial) was established based on the regulation of financial assurance, wholesale of computer software, and information technology consultancy legislation in Singapore European Union and Indonesia. The LEONWHITE FINANCIAL was established on September 21, 2018 in Singapore and Jakarta. Our Financial Services are providing financial insurance services which encompasses a broad range of business that managing financial assurance, including Insurance Benefits & Technology Actuarial, Private Banking & Technology Institute, and Merger Acquisition & Financial Property.

LEONWHITE FINANCIAL are the Holding of our Financial Assurance & Technology Company consisting of: LAG MANAGEMENT CONSULTING & ACTUARIAL (RLJ Management Consulting Company engaged in Benefits Technology & Actuarial Services and Human Capital & Insurance Advisory), LAG FINANCIAL & TECHNOLOGY INSTITUTE (Management Consulting Company engaged in Risk Technology for Insurance Companies France Belgium, Education and Certification Private & Investment Bankers Association, Merger Acquisition Business & Property, Partner Financial Assurance Services Companies, Netherlands Actuarieel Services), LAG BANKING FINANCIAL (a Division Company engaged in Merger Acquisition & Financial Property). We offer a wide range of Financial Assurance & Management Services to our clients, as follows: Insurance Benefits & Actuarial Services, Private Banking & Technology Institute, and Merger Acquisition & Financial Property.

The tremendous business growth by our clients and their increasing requirements offer us immense challenge and great opportunity to assist them in improving their performance. Thus, we always strive to give our best to develop and increase our quality of professional services to embrace to the challenges and opportunities. We expect that with our excellence knowledge and broad experience as well as support from our Worldwide Partner, we could deliver value services to our clients and become an imperative part of the global community, gathering the challenge and commitment of defining the future of ourselves and for those we serve as well.

Our Philosophy 

'Create and nurture positive employee and customer relationships.'

Our philosophy is to create and nurture positive employee and customer relationships where we all are better as a result of having one another in each other's lives. The pragmatic application of this phylosophy is to ensure that there is a constant flow of respect for time, care for each other's well beeing and support for our mutual success in the form of providing instructions, knowledge and resources necessary to get the job done to the best of everyone's ability. 

Our Vision is become a trusted Financial & Management Consulting Services on behalf of one or more Individuals and Business (Corporations, Companies, and Institutions). 

Our Mission:

* Creating profitable business as well as healthy & competitive business climate.

* Provide motivation to employees to carry out responsibilities and preserve the company's image, and perform new breakthroughs and making innovations in the fields of Insurance Benefits & Actuarial Services, Private Banking & Technology Institute, and Merger Acquisition & Financial Property.

* Making LYONWHITE Financial Services a trusted and leading company in providing the best service to customers, and becoming strategic partner for our clients by providing them high quality advisory consulting services and financial assurance to increase their business performance.

LEONWHITE Financial Services are as follows:


PT. Ricky Leonard Jasatama  

(Singapore Europeen Indonesia Standard Quality)

LAG MANAGEMENT CONSULTING & ACTUARIAL (RLJ CONSULTANTS), is a Management Consulting Company engaged in Benefits Technology & Actuarial Services and Human Capital & Insurance Advisory. LAG® Actuarial Software is Brand of Actuarial Software RLJ CONSULTANTS for Employee Benefits & Financial Insurance. Our wider Services area are: Total assurance, Pension, Education, Merger & acquisition, and Finance & investment. 


PT. Haan Leontama

(Singapore Europeen Indonesia Quality Program)

LAG FINANCIAL & TECHNOLOGY INSTITUTE, is a Division of Financial Assurance & Consulting Company engaged in Risk Technology for Insurance, Certification PBI INSTITUTE, and Merger Acquisition Business & Property. Corporate Strategic Partners: ADDACTIS WW Risk Technology for Insurance Company France Belgium, PiB Institute, Association Financial Services Professionals (APRDI, IFSA, AAMAI), Department of Financial Assurance Sciences of Universities, Corporate & Personal Finance Services, Acquisition Business & Property Merger Acquisition, Europeans Actuarieel Services. Financial Services Instiutions (Bank Permata, CIMB Niaga, Danamon, OCBC NISP, BCA, Mandiri, BNI, UOB, BCA Finance, Indosurya Finance, ALLIANZ WW Netherlands). LEONWHITE FINANCIEEL & ACTUARIEEL SERVICES is one of the main Neherland management consulting companies who develope Employee Benefits & Insurance Actuarial Machines LAG® Actuarieel Software, main role since 2003.  


PT. Han Leontama

(Singapore Europeen Indonesia Banking Financial & Property)



Our core values are Priority Clients Service, Trust, Integrity, Excellence, and Accountability.

We have excellence quality through professional experience, integrity, and capability in the Sectors of Financial Assurance & Technology Institute, Investment Banking & Financial Property, and Management Consulting & Actuarial Services.


Our Professional Team  

Our Excellence Management
The member of Our Senior Management are specialized expertise Professionals who have 30 years professional experiences in companies as follows:  Financial Assurance & Invesmen Institute (Partner ADDACTIS Risk Technology for Insurance Singapore France Belgium Company and PBI Institute), Management Consulting & Actuarial Services (Employee Benefits & & Actuarial Services and Human Capital & Insurance Research), Financial Property & Equipments Trading (Partner International & National Financial Property Services Companies:
Bank Permata, CIMB Niaga, Danamon, OCBC NISP, BCA, Mandiri, BNI, UOB, BCA Finance, Indosurya Finance, Allianz WW Germany), Netherland WW & Asia Companies (Life insurance, wealth management & Reinsurance),  Netherland WW & Indonesia Companies (Trading & Investment Services Companies), Financiers, Bankers, Insurers, and Actuaries. We have high expertise and experienced in our industry and well trained vice presidents (VP), business partners (BP), manager, senior consultants, business executives (BE), and consultants, assets that are necessary in delivering high quality services professionally and with integrity to our clients in various industries.

Our Global & Local Network

(Corporate Strategic Partners)


ADDACTIS Worldwide Risk Technology Insurance France Belgium Europe, is a Global Network delivering first class actuarial services and software for the insurance and reinsurance sectors alike, with Subsidiaries in Belgium, Netherlands, Spain and Columbia, and Partnerships in Europe, Africa and Asia, with more than 50 Countries in Continents of Europe, Africa, Latin, Asia and Oceania, with users more than 2000, with clients more than 500 insurance & reinsurance companies Worldwide, and has been operating for more than 27 years Worldwide. The Libraries team is located in Brussels and is dedicated to developments, controls and communications of The networks models regarding Solvency 2 subjects, modeling in Life and Non-life insurance, analytics methods, financial issues etc.

PBI INSTITUTE (Private Bankers & Investment Association)

IBT INSTITUTE (Investment Bankers Association)




ALLIANZ is a multinational financial services company headquartered in Munich, Germany. Its main business is insurance. In 2013 Allianz was the 25th largest company in the world by a combined measure by Forbes magazine. Allianz was first established in 1890.




BCA Finance, Indosurya Finance, BFI Finance.

IFSA (Indonesia Finance Services Association)

AEI (Asosiasi Emiten Indonesia)

REI (Real Estate Indonesia Association)

APRDI (Asosiasi Pengelola Reksa Dana Indonesia)

IAI (Ikatan Akuntan Indonesia)

ADPI (Asosiasi Dana Pensiun Indonesia)

PAI (Society of Acuaries of Indonesia)

AAMAI (Asosiasi Ahli Manajemen Asuransi Indonesia).


Our Professional Team

Begin your career as Executives (Consultants) to open your horizon to the science of actuarial consulting, business financial & real estate and benefits insurance & risk management world.

Professional Team Development

Our people development is combined on the job training, classroom training, coaching and mentoring to enhance your competence and leadership. Our development program provides some program for instance weekly knowledge sharing, core financial, insurance, and financial reporting actuarial training, industry update training, regulation update training, as well as professional excellence program for all actuarial team work in accordance with its level. We work along with some expertise speakers as well, for specific topic whereas you able to absorb their knowledge and experiences.

Career Ladder

Our structured career path is established for each individual who wants to catch up as part our success to continue for growing and developing. We open as wide as posibble for someone who wants to occupy carrer as partner. Everyone has an opportunity and space to demonstrate their competency and profesionalism through the best performance on each engagement.

Our Team Work and Working Atmosphere

Our work give priority teamwork in every assignment that is supported by conducive working atmosphere to always share knowledge. There is no limitation in the discussion between Executives (Consultants) and Partner, and as well as with our colleague such as accounting, legal, appraisal, and taxation experts to deliver the best services to our clients.

Independent Auditors Acceptances:

KPMG, EY, PWC, Deloitte, RSM, Moore Stephens, BDO, Crowe Horwath, DFK, PKF, Mazars, HLB, Kreston, Baker Tily, BKR, Grant Thornton, Rodl, Morison, CBIZ, BKD, Etc. 


Explore your excellence and competence to grow with us.

•Passionate financial assurance professionals and actuaries • Delivering unique value.


PBI Institute | Bank Indonesia | OJK | Departemen Keuangan | IAPI

By Utama Kreatif