PRIVATE BANKING @ Investment @ Financial Services. We provide exclusive investment-related advice and goes beyond managing investments

ACTUARIAL & HUMAN CAPITAL BENEFITS as follows: ADVISORY & ACTUARIAL SERVICES are as follows, Advisory Services: Develop findings, conclusions and recommendations to be considered and decided by clients (strategic planning, etc.). Actuarial Services: Accounting & actuarial services, pricing, reserving, asset & liability management, dividend & capital management. Financial & Insurance Training Services. HUMAN CAPITAL BENEFITS are as follows: Human Capital Advisory, Compensations & Benefits consulting, Group Retirement Plans solutions, Outsourcing, Investment consulting.

CORPORATE FINANCE & RISK MANAGEMENT as follows: Corporate Finance & Business Services and Insurance Benefits & Risk Management. CORPORATE FINANCE & BUSINESS SERVICES are as follows: Cash management & treasury services, Commercial real estates, Employers services, Stock brokerage & investment funds, Transactions & capital management services (Private & investment banking services). RISK INSURANCE SOLUTIONS: Corporate Benefits Insurance, Risk Management Consulting & Software.


RLS FINANCIAL is Consulting & Financial Services Institutions. The ROYALTY LYONS SEJAHTERA FINANCIAL SERVICES (RLS CORP) was established on December 2012 in Jakarta, Indonesia. RLS Financial was established based on the regulation of financial services legislation in Indonesia, the European Union and the United States of America. Our Financial Services are providing financial insurance services which encompasses a broad range of business that manage money, including business of capital transactions & real estate and risk management & insurance protections, and advisory & consulting services.

RLS FINANCIAL SERVICES are the Holding of our Capital & Insurance Services Institutions consisting of: RLJ BENEFITS & HUMAN CAPITAL (Benefits & Human Capital Consulting and Advisory & Actuarial Services) and LYONHAAN FINANCIAL SERVICES (Partner Financial Business & Real Estate USA Companies, Risk Management & Insurance Solutions Germany Belgium France Companies and Financial Education). We offer a wide range of Financial & Insurance Services to our clients, as follows: Advisory Consulting Services (Human Capital & Benefits Consulting and Advisory & Actuarial Services) and Financial Assurance (Business Financial & Real Estate and Risk Management & Insurance Protections).

The tremendous business growth by our clients and their increasing requirements offer us immense challenge and great opportunity to assist them in improving their performance. Thus, we always strive to give our best to develop and increase our quality of professional services to embrace to the challenges and opportunities. We expect that with our excellence knowledge and broad experience as well as support from our Worldwide Partner, we could deliver value services to our clients and become an imperative part of the global community, gathering the challenge and commitment of defining the future of ourselves and for those we serve as well.

Our Philosophy 

'Create and nurture positive employee and customer relationships.'

Our philosophy is to create and nurture positive employee and customer relationships where we all are better as a result of having one another in each other's lives. The pragmatic application of this phylosophy is to ensure that there is a constant flow of respect for time, care for each other's well beeing and support for our mutual success in the form of providing instructions, knowledge and resources necessary to get the job done to the best of everyone's ability. 

Our Vision is become a trusted Consulting Services and Financial Assurance on behalf of one or more Individuals and Business (Corporations, Companies, and Institutions). 

Our Mission:

* Creating profitable business as well as healthy & competitive business climate.

* Provide motivation to employees to carry out responsibilities and preserve the company's image, and perform new breakthroughs and making innovations in the fields of Advisory Consulting Services and Financial Assurance.

* Making RLS Financial Services a trusted and leading company in providing the best service to customers, and becoming strategic partner for our clients by providing them high quality advisory consulting services and financial assurance to increase their business performance.

RLS Financial Services are as follows:


PT. Ricky Leonard Jasatama  

RLJ CONSULTANTS (PT. Ricky Leonard Jasatama dan PT. Rileos Pratama), is a company engaged in Human Capital & Benefits Consultants and Advisory & Actuarial Services.  RLJ CONSULTANTS  is one of the pioneering office of Employee Benefits Actuarial in Indonesia since 2003.  


PT. Haan Leontama

LYONHAAN FINANCIAL SERVICES (PT. Haan Leontama), is a company engaged in Financial Banking & Real Estate, Risk Insurance Management and Professional Education. Corporate Strategic Partners: Realogy Holdings Corp (ERA Real Estate), United States, Financial Banking Companies (Bank Permata, CIMB Niaga, Danamon, OCBC NISP, BCA, Mandiri, UOB, Indosurya Finance), Risk Insurance Management Companies (ADDACTIS WW Belgium and ALLIANZ Germany), Association Professional Banking Insurance Finance (CPBAI, AAMAI and WAPERD), Universities (Department of Banking Insurance & Finance University of Indonesia, Department of Banking Insurance & Finance other Universities).


Our core values are Priority Clients Service, Trust, Integrity, Excellence, and Accountability.

We have excellence quality through professional experience, integrity, and capability in the Sectors of Advisory Consulting Services and Financial Assurance. 


Our Professional Team  

Our Excellence Management
The member of our senior management are specialized expertise professionals who have 30 years professional experiences in companies as follows: Risk Capital (Partner Benefits Insurance & Risk Management France Belgium Germany WW Companies and Partner Capital & Real Estate Services USA Companies), Consulting Services (Advisory, Actuarial Services, and Human Capital Consulting), Canadian WW & Asia Companies (Life insurance wealth management & Reinsurance),  Netherland WW & Indonesia Companies (Trading & Investment Services Companies), Energy, Pension Funds, and Bankers. We have high expertise and experienced in our industry and well trained vice presidents (VP), business partners (BP), manager, senior consultants, business executives (BE), and consultants, assets that are necessary in delivering high quality services professionally and with integrity to our clients in various industries.

Our Global & Local Network

Financial Property Education Strategic Partners


Bank Permata, CIMB Niaga, Danamon, OCBC NISP, BCA, Mandiri, Indosurya Finance, BFI Finance.


Realogy Holdings Corp (ERA Real Estate) is the world's largest publicly owned real estate company of the United States of America headquartered in Madison, New Jersey, United States of America. Realogy Holdings Corp was first established in 2006.


Allianz is a multinational financial services company headquartered in Munich, Germany. Its main business is insurance. In 2013 Allianz was the 25th largest company in the world by a combined measure by Forbes magazine. Allianz was first established in 1890.


CPBAI (Certified Private Bankers Association Indonesia), AAMAI (Asosiasi Ahli Manajemen Asuransi Indonesia), dan APERDI (Asosiasi Pengelola Reksadana Indonesia).

Risk Insurance Solutions Strategic Partner


ADDACTIS Worldwide Risk Insurance Solutions Belgium France Europe, is a Global Network delivering first class actuarial services and software for the insurance and reinsurance sectors alike, with Subsidiaries in Belgium, Netherlands, Spain and Columbia, and Partnerships in Europe, Africa and Asia, with more than 50 Countries in Continents of Europe, Africa, Latin, Asia and Oceania, with users more than 2000, with clients more than 500 insurance & reinsurance companies Worldwide, and has been operating for more than 27 years Worldwide. The Libraries team is located in Brussels and is dedicated to developments, controls and communications of The networks models regarding Solvency 2 subjects, modeling in Life and Non-life insurance, analytics methods, financial issues etc.


Our Professional Team

Begin your career as Executives (Consultants) to open your horizon to the science of actuarial consulting, business financial & real estate and benefits insurance & risk management world.

Professional Team Development

Our people development is combined on the job training, classroom training, coaching and mentoring to enhance your competence and leadership. Our development program provides some program for instance weekly knowledge sharing, core financial, insurance, and financial reporting actuarial training, industry update training, regulation update training, as well as professional excellence program for all actuarial team work in accordance with its level. We work along with some expertise speakers as well, for specific topic whereas you able to absorb their knowledge and experiences.

Career Ladder

Our structured career path is established for each individual who wants to catch up as part our success to continue for growing and developing. We open as wide as posibble for someone who wants to occupy carrer as partner. Everyone has an opportunity and space to demonstrate their competency and profesionalism through the best performance on each engagement.

Our Team Work and Working Atmosphere

Our work give priority teamwork in every assignment that is supported by conducive working atmosphere to always share knowledge. There is no limitation in the discussion between Executives (Consultants) and Partner, and as well as with our colleague such as accounting, legal, appraisal, and taxation experts to deliver the best services to our clients.

Explore your excellence and competence to grow with us.

•Passionate banking insurance professionals and actuaries • Delivering unique value.


Real Estate Financial Education

By Utama Kreatif